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Paycheck Calculator
Free Paycheck Calculator: Estimate your net take-home pay after federal, state, and FICA taxes are deducted from your gross salary. For US employees.
Inputs
Enter the required values to calculate.
Result
The calculated result will appear here.
Enter values and click calculate to see the result.
More Information
Understanding the Paycheck Calculator
This calculator is designed to help you estimate your "take-home pay" or net pay by subtracting federal and state taxes, as well as other deductions, from your gross earnings. It's an essential tool for budgeting, comparing job offers, and understanding your real income.
From Gross Pay to Net Pay
- Gross Pay: This is your total salary or wages before any deductions.
- Pre-Tax Deductions: These are amounts taken out of your paycheck before taxes are calculated, reducing your taxable income. Common examples include 401(k) or 403(b) contributions, and health insurance premiums.
- Taxable Income: This is your gross pay minus pre-tax deductions.
- Taxes: The calculator estimates your tax liability based on your taxable income, filing status, and state. This includes:
- Federal Income Tax: Based on the 2025 US federal tax brackets and standard deductions.
- State Income Tax: Based on the flat percentage you provide (note: some states have more complex bracket systems).
- FICA Taxes: This includes Social Security (6.2% on income up to the annual limit) and Medicare (1.45% on all earnings).
- Net Pay (Take-Home Pay): This is what's left after all taxes and deductions have been subtracted.
This tool is an estimate for planning purposes. For precise figures, consult a qualified tax professional or your company's HR department.